I just completed the last steps of my car accident settlement. You might remember it. I mentioned it here. In short, I was rear-ended while waiting at a red light. It wasn't my fault. I ended up getting a brand new car (which I love, by the way) and a brand new monthly car payment!
What I didn't mention before was that I did end up going to the doctor to make sure I was OK, at the insistence of my family and friends. I got a bunch of massages which helped a great deal. And before you get all jealous on me, these treatment massages aren't as relaxing as you'd think. They can be quite painful!
So, I just picked up my settlement check and that is the end of that saga. I hope to never be involved in a car accident ever again. I wasn't permanently injured, but this was a major pain in the ass to deal with. Doctors visits. Time off work. A million phone calls. Mountains of paperwork. Insurance companies. It's a lot to handle! I do have to say, though, that the claims adjuster was really great. Very friendly and patient with all my questions.
Since my medical bills are all taken care of by the insurance company, the settlement money is for me to spend how I wish. It's not huge (say, enough to pay off my car) but it's something. Hubby says I should put it towards that diamond bracelet I've always wanted. I laugh at that, because it's so unlike him to suggest that. But, right now I just can't bring myself to drop a chunk of cash on something so frivolous (especially when regional chain jewelry stores are dropping like flies in the current economy - another post for another day...)
No! Instead, I'm going to do the boring, responsible thing. I put it towards my personal Emergency Fund and I have reached my goal of $3000. Resolution #3 half-done! (I'm gonna have to think of some new resolutions for this year...Investing perhaps?) The rest will go towards our Joint Emergency Fund (Goal $10,000).
So, two things taken care of, even though it's boring. Boring is good.
2 days ago